The word "frugality" has a negative connotation to most people than just a screen saver, or a cheapskate that Scrooge is released. There is a thin line of difference and saving too much frugality to the point of clumsy and ridiculous. This is where comes the negative connotation.
But if you use the principles of fairness and reason in deciding a frugal life, would never go wrong.
If you have decided to live sober, no need to be concerned about insults. Hold your head up high. And keep the attention of these suggestions.
1. eating out-have gimmicks with friends on a Friday night is fine if you do it occasionally. However, this can be expensive if you add up at the end of the month.
2. clothing of course, if you're the type of person who loves the signature and designer clothes, do not expect that there will be anything left of your take home pay. Instead of fashion, clothing that easily interfaces with other clothes to wear.
3. Their Home-if you plan to move and find a place to settle down, don't be overwhelmed by the excitement, instead of being practical. As a start, buy a smaller House or try other ways, such as rent-to-own-it-system and owner financing.
4. buying your own auto-shy away from sports car or SUV. Just stick to your goal of buying a car that is for transportation via Internet that you need to go. Check out the car even programs like new car warranty. Maybe this isn't the best time to get the car just to replace it with a new one.
5. go shopping for groceries-do not go as far as possible with the elements that are branded. Select brands and try not to look for items like the shelves higher or lower for the best prices. Grasp the opportunity and the shop during sales or coupons.
6. Family out, there are inexpensive ways to bond with your family and have fun as goes, libraries, local parks, malling, picnics, friends and local Church visits.
7. buying school supplies-Stock provides at home and do not buy anything special.
8. be happy with what you have and try to live within that earn.
9. plan for your child's College education-teach them how to be independent and free-standing by them to apply for scholarships and encourage "on jobs campus".
10. be aware of your financial limitations 11. Anticipating failure of planning-always have a budget plan is to prevent impulsive buying.
A sober lifestyle
Кирил
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вторник, 12 юни 2012 г.
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